In certain situations, a manager can (or must) supplement the insurance cover that he (generally) enjoys through a D&O corporate policy with personal “D&O ancillary products”, e.g.
- D&O self-insured retention insurance
- Personal D&O insurance / D&O individual policy
- Personal CRO D&O insurance for managers appointed on an interim basis to companies in crisis
As a rule, the premiums for a D&O individual insurance policy must be paid for by the manager himself.